[sje.gujarat.gov.in/gskvn] Mahila Samridhi Yojana (MSY) Gujarat and  Other Safai Karmchari Yojana
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(1) Mahila Samridhi Yojana (MSY) Gujarat 

Elgibility

Women Safai Karamcharis/ Scavengers and their dependant daughters

Purpose
For small and petty trade/business and sundry income generating
activities.

Quantum of loan

  • Upto a maximum of 90% of the unit cost with a maximum of Rs.50000.
  • Balance 10% is to be provided by the Channelizing Agencies (CAs) in
  • the form of loan, subsidy and from any other available sources of funds.

Promoters’ contribution

Promoter’s contribution is not insisted upon from the beneficiaries

Rate of interest

  • From NSKFDC to CAs : 1% p.a.
  • From CAs to beneficiaries : 4% p.a.

Repayment period
Upto 3 years after implementation period of 3 months and a moratorium of 6 months.

(2) Micro Credit Finance (MCF)

Elgibility

Safai Karamcharis, Scavengers and their dependants.

Purpose
For small and petty trade/business and sundry income generating activities.

Quantum of loan

◆Upto 90% of the unit cost with a maximum of Rs.50000 per beneficiary.
◆For a group of 10 persons, Rs. 5 lac is provided (restricted to Rs. 50000 per beneficiary).
◆Balance 10% is to be provided by the Channelizing Agencies (CAs) in the form of loan, subsidy and from all other available sources of funds. Promoters’ contribution Promoter’s contribution is not insisted upon from the beneficiaries
Rate of interest
  • From NSKFDC to CAs : 2% p.a.
  • From CAs to beneficiaries : 5% p.a.

Repayment period
Upto 3 years after implementation period of 3 months and a moratorium
of 6 months.

(3) MAHILA ADHIKARITA YOJANA (MAY)

Elgibility

Women Safai Karamcharis/ Scavengers and their dependant daughters Purpose For small and petty trade/business and sundry income generating activities.

Quantum of loan

◆Upto 90% of the unit cost with a maximum of Rs.75000.
◆Balance 10% is to be provided by the Channelizing Agencies (CAs) in the form of loan, subsidy and from all other available sources of funds.

◆Promoters’ contribution Promoter’s contribution is not insisted upon from the beneficiaries

Rate of interest

  • From NSKFDC to CAs : 2% p.a.
  • From CAs to beneficiaries : 5% p.a.

Repayment period
Upto 5 years after implementation period of 3 months and a moratorium of
6 months.

Online apply time period
Application Period from 01/11/2021 to 15/11/2021

Important Links

Downloaded this scheme official letter

Download this scheme details in Gujarati

Apply online Application

THIS SCHEME VISION & MISSION VISION

To rehabilitate the target group i.e. Safai Karamcharis, Scavengers and their dependants (having the population of about 50 Lac) by providing the financial assistance at concessional rates of interest for any viable income generating activities, Education loan and imparting skill development
training programme in a time bound manner.
To cover the maximum number of persons of the target group by providing benefits under the schemes & programmes of NSKFDC, who are the poorest among the poor across the country.
MISSION
To empower the Target group and its dependants to break away from traditional occupation, depressed social
conditions & poverty and leverage them to work their own way up the social and economic ladder with dignity and pride.